Services.

Our staff has over 40 years of experience in the area of real estate settlements and VSTITLE is a CRESPA approved settlement agent. We would very much like to be of service to you.

What is title insurance?
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Title insurance protects you against loss on problems connected to the title to your property. It differs from other types of insurance. Most insurance guarantees a party against losses that will occur in the future, but title insurance generally insures against losses caused by problems with the title that happened in the past. Title insurance companies attempt to minimize this problem by searching public records to develop and document the chain of title and to detect known claims against or defects in the title to the subject property. If liens or encumbrances are found, the title insurer will require that steps be taken to eliminate them before issuing the title policy.

Is it necessary to purchase title insurance? 

If you are borrowing money under a deed of trust, it is absolutely necessary because all lenders require the protection for an amount equal to the loan. This protection lasts until the loan is repaid and it protects the lender, but it does not protect you or your equity in the property.

Does title insurance do anything for me?

A lender’s policy does not, but an owner’s title policy is available insuring up to the full value of the home. It is important that you understand that you have no real protection unless you purchase this owner’s policy. An owner’s policy is available at the same time as the lender’s policy for a discounted rate. The additional cost above the cost of the lender’s policy is relatively small and does protect your equity in the property.

We Craft Versatile Solutions

We provide settlement services for commercial and residential real estate transactions. So, if you are buying your first home, building a strip mall, or just refinancing your current mortgage, we are here to serve you.
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Maybe you are a realtor or a loan officer looking for a settlement company to take good care of your clients. You can rely on us to get the job done correctly and efficiently for an affordable price.
We also provide title exams and title insurance to attorneys and law offices who handle commercial and residential real estate closings.

Our Customers Come First

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We Promise You the Best

The team was polite, friendly and professional. Their timeliness and willingness to help was very much appreciated. I would recommend VSTITLE to anyone. Thanks for making this experience enjoyable!! "